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Full Spectrum Reproductive Medicine
RAD is a participating provider with the following insurances:
  • Aetna
  • Blue Cross Blue Shield
  • Carefirst BCBS of Maryland
  • Cigna
  • Coventry Health Plan
  • Mid Atlantic
  • United Health Care PPO
  • Tri Care

Financial Policy



For personal finance consultations, call the Financial Office at 302.623.4233


IntegraMed® IVF Shared Risk® Refund Program

Maximizing the patient’s chances of success with IVF.

At Reproductive Associates of Delaware we understand that a patient's decision to pursue advanced infertility treatment can be stressful. Because many patients do not have insurance coverage for assisted reproductive technology, financial anxiety can complicate the decision to pursue treatment. In response to these financial concerns, Reproductive Associates of Delaware is pleased to announce that we have partnered with IntegraMed® America to offer our patients some unique financing options to help make paying for treatment more manageable.

To obtain additional information about IntegraMed®, visit www.integramed.com/inmdweb/

The IntegraMed® Shared Risk® Refund Program

Patients that qualify for this Program pay IntegraMed® a flat fee for up to 3 stimulated IVF cycles and 3 frozen embryo transfers. When the patient takes a baby home from the hospital, IntegraMed® has earned the fee. If the patient completes the Program and does not take a baby home, a significant portion of the Program fee is refunded (70% for participants in a non donor treatment plan and 100% for participants enrolled in a donor treatment plan), preserving resources for other family building options. Unlike other refund programs, the IntegraMed® Shared Risk Refund Program defines success as taking a baby home, not getting pregnant.

Click here to learn more about the IntegraMed® Shared Risk® Refund Program or to pre-qualify online with no obligations

One of the primary benefits of this Program is that it maximizes the patient's chances of success with IVF by allowing them to attempt up to 6 treatment cycles for one fixed cost. This Program allows patients to determine the cost of treatment up front; taking away the anxiety of having to revisit the financial concerns of IVF should the first attempt be unsuccessful.

Click here to learn more about IntegraMed® Shared Risk® Refund Program - View a Video now to see Participant Testimonials!

Reproductive Associates of Delaware has no ownership or financial interest in IntegraMed®. IntegraMed® pays us for each IVF cycle attempted. Patients enrolled in this financial Program will be treated with the same care and respect that we give all of our patients. Patients are under no obligation to participate in this Program and are free to drop out of the Program at any time between cycles.

IntegraMed® Financial Services

Our patients have the option to finance any type of infertility treatment through Capital One Healthcare Finance with an unsecured loan at a rate as low as 1.99%. If they choose to use IntegraMed® Pharmaceutical Services Inc. to fill their prescriptions, patients have the unique opportunity to finance the cost of medications as well. Loan applications are subject to credit approval. There are no hidden costs and no prepayment penalties.

For more information or to applv online, visit www.integramed.com/inmdweb/content/cons/financing.jsp

Reproductive Associates of Delaware offers a wide range of infertility treatments in our state-of-the-art facility. We offer IntegraMed's® Shared Risk® Refund Program and treatment financing as alternative financial options through which patients an pursue their dreams of becoming parents. Reproductive Associates of Delaware is the only practice in Delaware credentialed and approved by IntegraMed® to participate in their national network of fertility specialists. With the help of these programs, paying for infertility treatment is no longer inconceivable.

If you have any questions regarding these programs, please call us at (302-623-4242). We would be happy to speak with you personally. You may also speak with an IntegraMed® Representative by calling 1-866-YOUR-IVF or visit them online at www.integramed.com for more information.


The ARC Advantage…

Affordable choices that give you your best option for a healthy baby.

Reproductive Associates of Delaware is a member of Advanced Reproductive Care, Inc. (ARC), the nation's largest network of Reproductive Endocrinologists (physicians medically certified in reproductive medicine and infertility treatment) who are committed to making the cost of fertility treatments predictable and affordable to assist couples with their challenges of building a family.

The physician practice members of the ARC network and Reproductive Associates of Delaware are dedicated to providing the highest quality patient care and support services, as well as ensuring clinical excellence through the practice of evidence-based medicine, while providing patients the best, most affordable choice for a healthy baby.

These patient options include: affordable and predictable fertility treatment packages, pharmacy packages, financing options and 100% refund guarantee. For additional information about these patient options click on www.arcfertility.com or call ARC's toll free number 1-888-990-2727 for fast and confidential service.


North Wilmington:
2700 Silverside RD, Suite 2A
Wilmington, DE 19810

Phone: 302.478.8000
Fax: 302.478.8077

Christiana Care Medical Center:
4735 Ogletown-Stanton Road
Medical Arts Pavilion 2, Ste. 3217
Newark, DE 19713
Phone: 302.623.4242
Fax: 302.623.4241


New! Dover:
Eden Hill Medical Center
200 Banning Street, Ste. 240
Dover, DE 19904
Phone: 302.674.1390
Fax: 302.674.5979

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